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Buying a Condominium
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Title insurance offers peace of mind and protection when you are buying a home. Whether you are buying a new construction or a resale, a condo or a vacation property, it is an exciting time, and there will be a lot of information that you will be required to understand to ensure everything goes smoothly, and that your investment is protected. Eliminate some of the stress and uncertainty by speaking to your lawyer and ensuring you are protected with title insurance from the beginning.

Title Insure Your Condominium Purchase


Title insurance policies are also available for condominiums and policy automatically include the Condominium Endorsement at no additional premium.

The endorsement for all residential condominium policies covers:
Errors and omissions in the Status Certificate;
A loss arising out of the failure of the condominium corporation to disclose facts that would lead to the levying of a special assessment or increase in monthly common expenses;
Failure of the condominium complex as a whole to comply with municipal covenants and restrictions and/or building and zoning by-laws;
Failure of the condominium to be created properly under the applicable condominium legislation, or registration of the documents in creating the condominium;
Violations of the restrictive covenants that affect the use of the land that are contained within the condominium documents;
Competing interests – protection in the case of someone claiming an interest in your land; for example, an easement for a driveway or a builder’s lien
Failure of the land to be part of a condominium within the meaning of the applicable condominium legislation.
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